Income & Insurance

This can be hard when your loved one has no income and you have their bills to pay. Below are some possible options for help.

*Social Security Income (SSI) is a benefit available if you meet some low-income guidelines. This website details the types of social security income available based on income and other factors. This government website explains the different kinds of Social Security money you can get, based on how much you earn and other things. Click here to learn more.

*Social Security Disability Income (SSDI) is a benefit available to people who become disabled and have some work history. Click here to learn if you qualify and how to sign up.

Getting medical care without health insurance can feel overwhelming, and finding the right help might take some time. The good news is that there may be options you can use to get the care you need.

Medicare
Medicare is the nation’s largest medical health insurance program. You can get Medicare:

1. If you are 65 years or older

2. If you have been getting Social Security Disability Income (SSDI) for two or more years.

Click here to learn more.

Marketplace Insurance
You can get health insurance at a low cost through the federal health insurance marketplace. Look closely at the plans as they vary greatly in what benefits are included. This is important to know as your loved one may have many needs for medical services. Click here to review some plans.

Medicaid
Medicaid is a joint federal and state health insurance program. It is for low-income people who do not have health insurance. The rules are complicated and change often. People who are eligible for Medicaid include, for example:

1. People with disabilities

2. Seniors with low income

3. Parents or caregivers with low income

Click here for more information about medicare. Click here to see if you qualify.

If you are thinking about getting help at home, there are some programs in some states that can offer some assistance for personal support, equipment, supplies, and other services. Please note that these programs will vary from state to state.

State Waiver Programs
Some states have special programs called Medicaid waivers to help people get more home care. These programs can offer services like help with managing care, a break for the main caregiver, some personal care for the person who needs help, and therapy. Click here to learn more.

Yes. Beyond the programs mentioned above, there are special funds that may be able to help with specific situations.

• Brain and Spinal Cord Injury Trust Fund: Some states have this fund to help people who have a traumatic brain or spinal cord injury. These programs can help with the costs of things like medical care, equipment, and home modifications. Click here to learn more if you are in Georgia. Click here to find out if your state has a program.

• Victims Crime Fund: If a crime caused the injury, you may be able to get financial help from a crime victims fund. This can help with things like medical costs, mental health counseling, and lost wages. Click here to find help based on your state.